Retailers routinely take 2% early settlement discounts on invoices paid on Day 18 or Day 24. Axiom enforces exact clearance timestamps to recover unearned cash discounts.
Compare actual bank settlement clearance dates against contractual 10-day or 15-day discount windows to detect late deduction claims.
Handle complex 2/10 Net 30, 1/15 Net 60, and EOM (End of Month) grace rules automatically across all major retail accounts.
Generate instant debit memos for disallowed early-payment discounts with attached electronic bank settlement receipts.
Issued July 1, 2026. Terms: 2.0% discount if paid on or before July 11 (Day 10).
Payment cleared 9 days past the 10-day discount window. Buyer illegally deducted $3,450.00.
Debit memo #DM-9042 generated with electronic bank clearance timestamp proof.
Select a payment terms template to inspect exact settlement date compliance logic.
UNEARNED — Payment cleared 7 days late. $5,000.00 recoverable.
Enforce your agreed-upon payment terms automatically across all customer accounts.
Verify precise ACH and wire clearance timestamps from bank lockbox feeds. Eliminate buyer disputes claiming payment was 'mailed on time' when funds cleared weeks late.
Manage dynamic early payment terms across all retail customer accounts. Enforce partial discount tiers or complete forfeiture based on signed master terms.